Small Businesses and Community Banks Suffer Under CFPB’s Final Rule Implementing Section 1071

MIKE MAULDIN, F. Scott Dueser Chair in Excellence in Banking, Rawls College of Business at Texas Tech University ARTHUR M. TRAN, John Massey School of Business at Southeastern Oklahoma State University DREW B. WINTERS, Lucille and Raymond Pickering Chair in Finance, Rawls College of Business at Texas Tech University The Dodd-Frank Wall Street Reform and … Read more

Texas Banker and Banking Advocate Ken Burgess Passes Away

Longtime Texas banker Kenneth L. “Ken” Burgess passed away on May 24. He was 92. While his initial goal was to become a veterinarian, his career eventually shifted to community banking after working for 11 years as a farmer. As a banker, he incorporated his knowledge of, and passion for, agriculture into a successful career … Read more

American State Bank Partners with NFL’s Mahomes to Accelerate National Expansion

On October 27, Arp-based American State Bank announced a partnership with Super Bowl-winning Kansas City Chiefs quarterback Patrick Mahomes as the bank looks to accelerate its expansion plans and digital transformation. As part of this buildout in the Lubbock, Amarillo, Plainview and Dallas/Fort Worth markets, Mahomes has become a significant stakeholder in American State Bank. … Read more

Fifty-six Bankers Complete 2022 Texas Tech School of Banking Program

The Texas Tech School of Banking recently completed its 2022 session. Banking professionals from across Texas and three other states convened at Rawls College of Business on the campus of Texas Tech University in Lubbock for the program. Established in 1973, the school offers a blend of traditional academic coursework and interactive lecture sessions hosted … Read more

A Comment on Implementing Section 1071 of the Dodd-Frank Act

BAILEY ALLEN, PhD Student, Rawls College of Business, Texas Tech University MIKE MAULDIN, Director of the Excellence in Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University The Dodd-Frank Wall Street Reform and Consumer Protection Act (hereafter, Dodd-Frank Act) was created—according to the first paragraph of the act itself: “To … Read more

Understanding the Reach of the SBA and Community Banks in Texas

MARK GRIFFITHS, Adjunct Professor, University of Southern California MIKE MAULDIN, Director of the Excellence In Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University EDITOR’S NOTE: This research paper—part three of a comprehensive look at the Paycheck Protection Program (PPP)—was provided by the Excellence in Banking Program at Texas Tech … Read more

Texas Tech School of Banking Salutes 35 Bankers Completing the 2021 Program

The Texas Tech School of Banking recently completed its 2021 session. Banking professionals from across Texas and four other states traveled to the Rawls College of Business on the campus of Texas Tech University in Lubbock for the program. Established in 1973, the school offers a blend of traditional academic coursework and interactive lecture sessions … Read more

Building—and Rebuilding—the Texas Economy One Business at a Time

As COVID vaccinations increase and mask mandates subside, businesses are beginning to draw sighs of relief, hoping that the worst is behind us and the future brings some sense of normalcy. But there is no doubt that the past 14 months have been fraught with anxiety, not only for the health of our population, but … Read more

Rawls College of Business Establishes E.W. & J. David Williams Institute for Community Banking & Finance

With approval from the Texas Tech University System’s Board of Regents at its October 16 meeting, Texas Tech University’s Jerry S. Rawls College of Business has established the E.W. & J. David Williams Institute for Community Banking & Finance. Made possible by a generous gift from longtime Texas Tech supporter and community bank executive J. … Read more

Excellence in Banking Endowment at Texas Tech University Named in Honor of First Financial Bankshares’ Dueser

On October 16, the Texas Tech University System’s Board of Regents announced the renaming of the Excellence in Banking Program Director Endowment as the F. Scott Dueser Chair for Excellence in Banking. Dueser serves as chairman, president and CEO of Abilene-based First Financial Bankshares Inc. In May 2019, anonymous donors established the Excellence in Banking … Read more