TEXAS BANKING NEWS, PEOPLE and IDEAS



Texas Bankers Foundation Reopens Flood Relief Fund Following Widespread Texas Flooding

The Texas Bankers Foundation, the charitable arm of the Texas Bankers Association, has reopened its Flood Relief Fund to support Texas communities affected by the severe storms and flooding unfolding across the state this summer. The foundation is coordinating its efforts with the Texas Division of Emergency Management, local bank leaders and community organizations throughout … Read more

2026 Five*Star Award Winners Announced by the Independent Bankers Association of Texas

The Independent Bankers Association of Texas (IBAT) has announced this year’s recipients of its coveted Five*Star Award: IntraFi (tier 1), Ncontracts (tier 2) and Whitley Penn LLP (tier 3). These three IBAT associate members—based on company size—were honored during the association’s 2026 IBAT Connecting Leaders Conference, June 25–27 at the Kalahari Resort in Round Rock. … Read more

Small Businesses and Community Banks Suffer Under CFPB’s Final Rule Implementing Section 1071

MIKE MAULDIN, F. Scott Dueser Chair in Excellence in Banking, Rawls College of Business at Texas Tech University ARTHUR M. TRAN, John Massey School of Business at Southeastern Oklahoma State University DREW B. WINTERS, Lucille and Raymond Pickering Chair in Finance, Rawls College of Business at Texas Tech University The Dodd-Frank Wall Street Reform and … Read more

A Comment on Implementing Section 1071 of the Dodd-Frank Act

BAILEY ALLEN, PhD Student, Rawls College of Business, Texas Tech University MIKE MAULDIN, Director of the Excellence in Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University The Dodd-Frank Wall Street Reform and Consumer Protection Act (hereafter, Dodd-Frank Act) was created—according to the first paragraph of the act itself: “To … Read more

Unprecedented Support for Community Banks: Bankers Helping Bankers

The Independent Bankers Association of Texas (IBAT) and FedFis, a fintech firm specializing in data transformation for financial institutions, have announced Bankers Helping Bankers, a new bankers-only platform to help community banks survive and thrive. Texas-based FedFis brings more than 40 years of building data in the banking industry, information that can benefit every community … Read more

Understanding the Reach of the SBA and Community Banks in Texas

MARK GRIFFITHS, Adjunct Professor, University of Southern California MIKE MAULDIN, Director of the Excellence In Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University EDITOR’S NOTE: This research paper—part three of a comprehensive look at the Paycheck Protection Program (PPP)—was provided by the Excellence in Banking Program at Texas Tech … Read more

Deluxe Reality Series, Small Business Revolution, Nominated for an Emmy

Minnesota-based Deluxe, a payments and business technology company that serves many community banks in Texas, has received an Emmy nomination for its reality series Small Business Revolution. The program focuses on Deluxe’s small-business expertise to boost struggling small businesses, giving them the tools and solutions to survive and grow. The nomination from the National Academy … Read more

Loan Admin 101: Effective Loan Administration Crucial in Pandemic Era

Effective loan administration will protect margins and balance sheets at banks over the next year as financial institutions handle the effects of the pandemic-induced economic crisis. In any economy—but especially in the current one where borrowers’ financial situations are changing or highly uncertain—financial institution loan administration systems deserve a checkup and, in some cases, an … Read more