TEXAS BANKING NEWS, PEOPLE and IDEAS

credit cards

Card Programs: How to Drive Growth in 2026 by Keeping Them Relevant

by

By Tina Zulich | CSI Debit and credit card programs have been around for decades, and many financial institutions are focused on newer priorities: AI, instant payments, embedded finance, open banking and digital experiences. But cards are still central to everyday banking, powering purchases, generating useful data and helping community banks build stronger account holder … Read more

FDIC-Insured Institutions Reported Net Income of $76.8 Billion in First Quarter 2021

by

Reports from the commercial banks and savings institutions insured by the Federal Deposit Insurance Corp. (FDIC) reflect aggregate net income of $76.8 billion in first quarter 2021, an increase of $58.3 billion (315.3 percent) from a year ago. Aggregate negative provision expense, reflecting improvements in the economy and asset quality, drove the increase in quarterly … Read more