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TEXAS BANKING NEWS, PEOPLE AND IDEAS

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TEXAS BANKING NEWS, PEOPLE AND IDEAS

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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Previous PlainsCapital Bank Taps Erts for Wealth Administration, Diaz for Commercial Lending Next Former Texas Parks and Wildlife Executive Director Joins Jefferson Bank Board

MORE BANKERS ON THE MOVE

Delaware-based PNC Hires Reardon to Lead Houston’s Commercial Banking Team

Acosta Promoted to Chief Transformation Officer at Texas First Bank

Susser Bank Taps Collins for Relationship Management in Fort Worth

North Carolina-based First Citizens Bank Appoints Stringer to Lead Dallas Market

Texas Regional Bank Hires Ehrlich to Lead Kerrville Market

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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MORE BANKERS ON THE MOVE

Clear Fork Bank Names Arnold President and CEO

Federal Reserve Bank of Dallas Names Barrio Regional Executive for El Paso

Texas Bank and Trust Welcomes New Officer in Fort Worth

Gonzales Joins Guadalupe Bank to Expand Commercial Lending in San Antonio

State National Bank in Groom Appoints Harris President and CEO

Texas Banking Commissioner Cooper Re-elected Chair of the FFIEC State Liaison Committee  

Harmony Bank Names Witherspoon Executive Vice President and Chief Operating Officer

Alabama-based Regions Bank Appoints Clemmons Texas Consumer Banking Executive

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Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

Search

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

SHARE THIS NEWS:

Previous PlainsCapital Bank Taps Erts for Wealth Administration, Diaz for Commercial Lending Next Former Texas Parks and Wildlife Executive Director Joins Jefferson Bank Board

MORE BANKERS ON THE MOVE

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Delaware-based PNC Hires Reardon to Lead Houston’s Commercial Banking Team

Acosta Promoted to Chief Transformation Officer at Texas First Bank

Susser Bank Taps Collins for Relationship Management in Fort Worth

North Carolina-based First Citizens Bank Appoints Stringer to Lead Dallas Market

Texas Regional Bank Hires Ehrlich to Lead Kerrville Market

Clear Fork Bank Names Arnold President and CEO

1 2 … 5 Next >

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

Search

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas