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TEXAS BANKING NEWS, PEOPLE AND IDEAS

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TEXAS BANKING NEWS, PEOPLE AND IDEAS

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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Previous PlainsCapital Bank Taps Erts for Wealth Administration, Diaz for Commercial Lending Next Former Texas Parks and Wildlife Executive Director Joins Jefferson Bank Board

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In Memoriam: Shirley Mae Wood Hall

Mississippi-based Hancock Whitney Announces Leadership Promotions in Texas

WestStar Appoints Macias Senior Vice President and Deputy Chief Credit Officer

Susser Bank Strengthens Dallas Commercial Banking Team with Appointment of Voigt

Arkansas-based Simmons Bank Taps Recer to Lead C&I Strategy in Texas and Other Markets

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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PlainsCapital Bank Welcomes Myers as Senior Vice President and Senior Relationship Manager in Frisco

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Louisiana-based Origin Bank Hires Six, Promotes Six Across North and East Texas Locations

Worthington Bank Welcomes Harbuck to Commercial Banking Team in Fort Worth

Delaware-based PNC Hires Reardon to Lead Houston’s Commercial Banking Team

Acosta Promoted to Chief Transformation Officer at Texas First Bank

Susser Bank Taps Collins for Relationship Management in Fort Worth

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Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

SHARE THIS NEWS:

Previous PlainsCapital Bank Taps Erts for Wealth Administration, Diaz for Commercial Lending Next Former Texas Parks and Wildlife Executive Director Joins Jefferson Bank Board

MORE BANKERS ON THE MOVE

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In Memoriam: Shirley Mae Wood Hall

Mississippi-based Hancock Whitney Announces Leadership Promotions in Texas

WestStar Appoints Macias Senior Vice President and Deputy Chief Credit Officer

Susser Bank Strengthens Dallas Commercial Banking Team with Appointment of Voigt

Arkansas-based Simmons Bank Taps Recer to Lead C&I Strategy in Texas and Other Markets

PlainsCapital Bank Welcomes Myers as Senior Vice President and Senior Relationship Manager in Frisco

1 2 … 5 Next >

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

Search

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

Linkedin Twitter Facebook
© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas