TEXAS BANKING NEWS, PEOPLE AND IDEAS
TEXAS BANKING NEWS, PEOPLE AND IDEAS
Take a stroll back in time with me. It was a simpler time. It was an easier time. It was February. In the February 24, 2020, edition of Bankers Digest, I declared that the era of “banking as a service” had arrived. As proof, I pointed to the partnerships between Goldman Sachs and Apple to … Read more
MARK GRIFFITHS, Principal, MG2 Investments LLCMIKE MAULDIN, Director of the Excellence In Banking Program, Texas Tech UniversityDREW WINTERS, Pickering Chair in Finance, Texas Tech University EDITOR’S NOTE: This research paper—part two of a comprehensive look at the Paycheck Protection Program (PPP)—was provided by the Excellence in Banking Program at Texas Tech University and offers documentation … Read more
If COVID-19 and an economic recession are not enough for you to deal with, here’s another regulatory issue that continues to loom over all banks—the Community Reinvestment Act. CRA Exams. First, CRA examinations and release of exam results continue. Lists of banks up for their exam are posted. These should be “virtual” exams in keeping … Read more
In response to the continuing challenges related to COVID-19, many financial institutions are relying on digital tools, including document management systems, to keep some semblance of normality. Document management systems are among the digital solutions that help your institution streamline operations and external communication. As financial institutions navigate this unprecedented situation while providing essential services … Read more
MARK GRIFFITHS, Principal, MG2 Investments LLCMIKE MAULDIN, Director of the Excellence In Banking Program, Texas Tech UniversityDREW WINTERS, Pickering Chair in Finance, Texas Tech University EDITOR’S NOTE: This research paper was provided by the Excellence in Banking Program at Texas Tech University and provides documentation and valuable insights into the remarkable efforts of community banks … Read more
For more than 78 years, Bankers Digest has delivered on a simple promise of providing a people-focused publication to help you keep up with your peers, friends and competitors in the Texas banking industry. While we have been hard at work on this new iteration of the publication the past few months, this promise and … Read more
Let’s be honest, COVID-19 is not going away. But social distancing is being replaced with reasonable reopening. As I write this, the news feeds report that 21 reopened states have increasing rates of infection. That means that businesses need to be smart about how they bring customers back in, but it is not likely that … Read more
In times of uncertainty, organizations have a tendency to put the brakes on, losing sight of long-term strategic initiatives and established growth goals. However, history has taught us that the decisions your bank makes today will have lasting implications tomorrow. Business as usual will return and our strategic initiatives and growth goals will still be … Read more
“What’s past is prologue.” —William Shakespeare, The Tempest I cannot see the future. Honestly, I am struggling to keep up with the present—but I am taking notes. These notes will serve as the prologue for a future in which there will be plenty of questions about what banks did or did not do to put … Read more
What are the greatest threats to traditional banks? Based on the day that you ask any banker, you may get a different answer to the question. Community bankers have watched as big banks and credit unions have infringed upon their lines of business and customer base. More recently, they have witnessed the emergence of fintech … Read more