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TEXAS BANKING NEWS, PEOPLE AND IDEAS

fintech innovation

67 Percent of Financial Institutions are Implementing AI. Only 16 Percent Know Why.

March 26, 2026 by Neil Ferguson

By JAMES WHITE, EngageFI  Scan the trade publications and conference agendas, and you’ll find a drumbeat of optimism: AI adoption is surging. Two-thirds of financial institutions are now “implementing AI.” Budgets are climbing. Use cases are multiplying. The future, we’re told, has arrived. But the banking industry is celebrating the wrong number. Here’s the problem. … Read more

Categories Feature, Perspectives Tags AI adoption, AI governance, AI strategy, American Banker, artificial intelligence, BAI, banking industry, banking technology, banks, competitive differentiation, core modernization, Credit Union Times, credit unions, CRM, customer experience, digital transformation, EngageFI, enterprise-wide AI roadmap, Filene, financial institutions, financial services strategist, fintech innovation, fraud detection, frictionless journeys, governance framework, human decision-making, Hunton, James White, lending, M&A planning, member service, Morningstar, operational efficiency, operations improvement, personalization, platform operating model, proprietary data, Raddon, regulatory compliance, strategic initiatives, tactical drift, technology consulting, Texas community banking, The Financial Brand, Total Expert, transaction intelligence, vendor dependency, vendor selection, Wipfli

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas