On August 1, TNB Bancshares Inc., the holding company for Edinburg-based Texas National Bank, announced that it has entered into a definitive agreement to acquire Roma-based Citizens State Bank. The acquisition aligns with Texas National Bank’s expansion plans into Starr County and is expected to close in the fourth quarter of 2025.
Established in 1977, Citizens State Bank is a full-service bank with locations in Roma and Rio Grande City. It reports more than $78 million in total assets. The combined company will have approximately $1.1 billion in assets with 12 branches across Hidalgo, Cameron and Starr counties.
“There is excitement in the air as we celebrate the second milestone inside of a week after just surpassing the billion-dollar mark earlier this week,” notes Joe Quiroga, president of Texas National Bank. “Together, we will support Starr County with the TNB friendly way of banking.”
“With this partnership, our customers will gain access to a wider array of product offerings and expand our geographic locations,” adds Yvette Trevino, president and CEO of Citizens State Bank. “The combined strength of the banks will enhance our proven ability to grow and support entrepreneurialism in our communities, while strengthening the benefits to our customers and employees.”
Hunton Andrews Kurth LLP served as legal counsel to Texas National Bank and Larry Temple served as legal counsel to Citizens State Bank.


