Small Businesses and Community Banks Suffer Under CFPB’s Final Rule Implementing Section 1071

MIKE MAULDIN, F. Scott Dueser Chair in Excellence in Banking, Rawls College of Business at Texas Tech University ARTHUR M. TRAN, John Massey School of Business at Southeastern Oklahoma State University DREW B. WINTERS, Lucille and Raymond Pickering Chair in Finance, Rawls College of Business at Texas Tech University The Dodd-Frank Wall Street Reform and … Read more

SWGSB’s 156th Assembly for Bank Directors to Meet in British Columbia in August

The SW Graduate School of Banking (SWGSB) Foundation will convene its 156th Assembly for Bank Directors at the Fairmont Empress in Victoria, British Columbia, August 24–27 to plan for a successful future, focusing on community banking and new imperatives. The conference will be guided by the industry’s leading authorities on community banks and their competitive … Read more

Texas Capital Bank Partners with Texas Women’s Foundation and Dallas Fed to Host Forum on Economic Issues for Texas Women

On November 10, the Texas Women’s Foundation, in partnership with Dallas-based Texas Capital Bank, presented a forum at the Federal Reserve Bank of Dallas to address the challenges women are facing in the aftermath of the pandemic. The group focused on a recent study published by the foundation, Economic Issues for Women in Texas 2022. … Read more

Location Changes to Palm Beach for SWGSB’s 155th Assembly for Bank Directors in Florida; Former FDIC Chair McWilliams Added as Keynote

As reported in September, the Southwestern Graduate School of Banking (SWGSB) Foundation will convene its 155th Assembly for Bank Directors next January in Florida. However, due to damage caused by Hurricane Ian to the original venue, the Ritz Carlton, the venue and destination for the assembly has changed to the Eau Palm Beach Resort & … Read more

SWGSB’s 155th Assembly for Bank Directors to Meet in Florida in January

The Southwestern Graduate School of Banking (SWGSB) Foundation will convene its 155th Assembly for Bank Directors at The Ritz-Carlton Beach Resort in Naples, Florida, January 19–22 to plan for a successful future, focusing on community banking and new imperatives. The conference will be guided by the industry’s leading authorities on community banks and their competitive … Read more

SWGSB’s 154th Assembly for Bank Directors to Meet in Vermont in August

The Southwestern Graduate School of Banking (SWGSB) Foundation will convene its 154th Assembly for Bank Directors at The Lodge at Spruce Peak in Stowe, Vermont, August 25–28 to plan for a successful future, focusing on community banking and new imperatives. The conference will be guided by the industry’s leading authorities on community banks and their … Read more

Latest Texas Bank Report Balances Optimistic Outlook with Continuing Hurdles

The February 2022 edition of the Texas Bank Report, published by the Texas Department of Banking, is now available on the department’s website. It includes September 30, 2021, financial data. “Many observers anticipated tough times for the financial service industry in the early days of the pandemic; however, nearly two years later, this has not … Read more

A Comment on Implementing Section 1071 of the Dodd-Frank Act

BAILEY ALLEN, PhD Student, Rawls College of Business, Texas Tech University MIKE MAULDIN, Director of the Excellence in Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University The Dodd-Frank Wall Street Reform and Consumer Protection Act (hereafter, Dodd-Frank Act) was created—according to the first paragraph of the act itself: “To … Read more

Two Texas Community Banks Included in Independent Banker’s ‘Best Community Banks to Work For’ in 2021

Independent Banker magazine published its list of the 2021 “Best Community Banks to Work For” in its December issue. Five community banks across the U.S. made the list, each according to the bank’s asset size, and two of the five are headquartered in Texas: Corsicana-based Community Bank & Trust of Texas and Gainesville-based First State … Read more