Small Businesses and Community Banks Suffer Under CFPB’s Final Rule Implementing Section 1071

MIKE MAULDIN, F. Scott Dueser Chair in Excellence in Banking, Rawls College of Business at Texas Tech University ARTHUR M. TRAN, John Massey School of Business at Southeastern Oklahoma State University DREW B. WINTERS, Lucille and Raymond Pickering Chair in Finance, Rawls College of Business at Texas Tech University The Dodd-Frank Wall Street Reform and … Read more

Texas Banking Commissioner Cooper Concludes Service on Financial Stability Oversight Council

On December 31, 2022, Charles G. Cooper, commissioner of the Texas Department of Banking, completed his third consecutive two-year term serving on the Conference of State Bank Supervisors (CSBS) Financial Stability Oversight Council (FSOC). The CSBS has appointed Adrienne A. Harris, superintendent of the New York State Department of Financial Services, to succeed Cooper. Title … Read more

Texas Banking Commissioner Re-appointed to FSOC

The Conference of State Bank Supervisors (CSBS) has re-appointed Texas Department of Banking Commissioner Charles G. Cooper to serve as the state banking representative on the Financial Stability Oversight Council (FSOC). This is his third consecutive term as the state banking representative. “In today’s dynamic environment, regulatory coordination is critical for a safe and well-functioning financial system. Commissioner Cooper … Read more

A Comment on Implementing Section 1071 of the Dodd-Frank Act

BAILEY ALLEN, PhD Student, Rawls College of Business, Texas Tech University MIKE MAULDIN, Director of the Excellence in Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University The Dodd-Frank Wall Street Reform and Consumer Protection Act (hereafter, Dodd-Frank Act) was created—according to the first paragraph of the act itself: “To … Read more

Texas Banking Commissioner Cooper Re-Appointed to FSOC

The Conference of State Bank Supervisors (CSBS) has re-appointed Texas Department of Banking Commissioner Charles G. Cooper to serve his second two-year term as the state banking representative on the Financial Stability Oversight Council (FSOC). Title I of the Dodd-Frank Wall Street Reform and Consumer Protection Act created the FSOC to monitor the safety and stability … Read more