To recognize banks (and credit unions) making a meaningful difference, Newsweek and Plant-A Insights Group have published “America’s Best Regional Banks and Credit Unions 2026.” The methodology utilized the Texas Ratio (a measure of a bank’s credit quality), as well as reviewed profitability and net loans and leases, press coverage over the past two years, an elaborate, large-scale independent customer survey of more than 71,000 U.S. citizens, 1.9 million social media reviews and 129 million mobile app reviews. That data was used to compile the top 500 regional banks and top 500 credit unions.
The 2026 list includes 54 regional banks based in Texas or that do business in the state. Of those financial institutions, 48 are based in the Lone Star State. While the list also includes regional credit unions, that data is not included in this summary.
Newsweek’s 2026 Best Regional Banks operating in Texas include:
- American Bank, Waco, Texas
- American Bank of Dallas, Dallas, Texas
- American Continental Bank, City of Industry, California
- The American National Bank of Texas, Terrell, Texas
- Austin Bank, Texas, Jacksonville, Texas
- The Bank and Trust, Del Rio, Texas
- Bank of Houston, Houston, Texas
- Broadway National Bank, San Antonio, Texas
- Capital Bank, Jacinto City, Texas
- Centennial Bank, Conway, Arkansas
- Charter Bank, Corpus Christi, Texas
- Citizens 1st Bank, Tyler, Texas
- City Bank, Lubbock, Texas
- Commercial Bank of Texas, Nacogdoches, Texas
- Dallas Capital Bank, Dallas, Texas
- East West Bank, Pasadena, California
- First Federal Community Bank, SSB, Paris, Texas
- First National Bank, Wichita Falls, Texas
- First National Bank of Central Texas, Waco, Texas
- First National Bank Texas, Killeen, Texas
- Frontier Bank of Texas, Elgin, Texas
- Frost Bank, San Antonio, Texas
- Harmony Bank, Dallas, Texas
- Incommons Bank, Mexia, Texas
- Inwood National Bank, Dallas, Texas
- Kleberg Bank, Kingsville, Texas
- NBT Financial Bank, Fort Worth, Texas
- NewFirst National Bank, El Campo, Texas
- North Dallas Bank & Trust Co., Dallas, Texas
- PCB Bank, Los Angeles, California
- Prosperity Bank, El Campo, Texas
- Rio Bank, McAllen, Texas
- Round Top State Bank, Round Top, Texas
- Sage Capital Bank, Gonzales, Texas
- Security State Bank & Trust, Fredericksburg, Texas
- Simmons Bank, Pine Bluff, Arkansas
- Southside Bank, Tyler, Texas
- Southwestern National Bank, Houston, Texas
- Texas Bank, Henderson, Texas
- Texas Bank and Trust Company, Longview, Texas
- Texas Capital Bank, Dallas, Texas
- Texas Champion Bank, Corpus Christi, Texas
- Texas Community Bank, Laredo, Texas
- Texas Exchange Bank, Crowley, Texas
- Texas First Bank, Texas City, Texas
- Texas National Bank, Mercedes, Texas
- Texas National Bank of Jacksonville, Jacksonville, Texas
- Texas Regional Bank, Harlingen, Texas
- Texas Security Bank, Dallas, Texas
- TexasBank, Brownwood, Texas
- Trinity Bank, Fort Worth, Texas
- Trustmark National Bank, Jackson, Mississippi
- TXN Bank, Hondo, Texas
- Wallis Bank, Wallis, Texas
Click here to view Newsweek’s entire list of “America’s Best Regional Banks [and Credit Unions].
