Classic Bank, NA is seeking loan officers for its banking offices in both Cameron and Rockdale, Texas.

Essential Functions 

• Provides service to current and prospective loan customers
• Makes and services a variety of loans to individuals within lending limits
• Gives financial advice and counsel to customers
• Interviews applicants to develop information concerning needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk
• Contributes to profitability and growth of bank by building, developing, and managing new and expanded client relationships
• Actively cross-sells appropriate banking products to new and existing customers and refers clients to other banking areas for additional needs
• Analyzes and forms decisions on loans and terms within established lending limits, or makes recommendations to a superior
• Follows current loans and credit lines to ensure compliance with terms
• Coordinates lending activities with others in the organization
• Reports to the Executive Vice President, Chief Lending Officer
• Coordinates and communicates with Branch Manager to assist with rotations of opening, closing, lunch periods, etc.; particularly at small branch locations
• Other duties as assigned 

Knowledge, Skills, and Abilities 

• Knowledge of Banking operations, policies and procedures
• Must maintain registration with the National Mortgage Licensing System (NMLS)
• Proficiency with Microsoft Excel and Outlook
• Ability to communicate effectively and tactfully with customers, other departments, and branches
• Ability to operate a variety of office equipment including but not limited to computers, calculators, and printers
• Ability to operate efficiently in a fast-paced environment, while meeting consistent deadlines
• Ability to make quick decisions
• Positive, outgoing personality
• Must be able to utilize good judgment, demonstrate patience, and maintain a professional demeanor
• Ability to synthesize and act on internal and external customer needs. 

Education, Certification, and Experience 

• Bachelor of Science Degree preferred, High School Diploma/GED required
• 2 years of Lending experience, or equivalent education and experience
• Other Banking experience a plus

Working Conditions 

• Required to use hands to finger, handle or feel; reach with hands and arms
• Requires corrected hearing in normal range of effective communication via telephone and alarms
• Must be able to speak
• May be required to either sit or stand for long periods of time
• May occasionally lift up to 25 pounds
• Specific vision abilities include close vision, distance vision, and the ability to adjust focus.  Considerable effort and eyestrain from continued checking on the accuracy of all work.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.

Click here to apply for this position at Classic Bank, NA.

NOTE:  All statements reflect the general components considered necessary to describe the principal functions of the position as identified and shall not be considered as a detailed description of all the requirements that may be inherent in the position.  Since it is difficult to identify all essential functions of a position because of changes in the workplace, the facility will review this Job Description periodically to ensure it is accurate and up-to-date.