On December 1, Texas Banking Commissioner Charles G. Cooper announced that Lockhart-based First-Lockhart National Bank has completed its conversion to a Texas state-chartered bank from a national banking association. The bank began operating as First Lockhart Bank under its new charter effective December 1.
The bank, a wholly owned subsidiary of Lockhart Bankshares Inc., was originally chartered in 1934 and will enter the state banking system with approximately $386 million in assets as of September 30, 2025.
First Lockhart Bank’s executive team is led by Mark Sheffield, president and chief executive officer. In addition to its home office in Lockhart, the bank operates three branch banking offices in Kyle, San Marcos and South Austin.
“I welcome First Lockhart Bank to the Texas state banking system and applaud its clear commitment to providing sound, professional financial services to Central Texas while maintaining strong personal relationships with customers,” Cooper says.


