The Independent Bankers Association of Texas (IBAT) launched its Ed. @ Your Desk virtual education series on October 13. The program, part of the community banking association’s 2020 unCONVENTIONal virtual convention, will feature new sessions every Tuesday and Thursday through December 17. Ed. @ Your Desk will cover a wide range of topics, including accounting, corporate governance, cybersecurity, executive management, human resources, lending, marketing, operations, risk management and technology.
Banks that registered for IBAT’s unCONVENTIONal are eligible to participate in all of the sessions—that includes all employees of the registered bank. Ed. @ Your Desk is offering morning and afternoon sessions and all of the programs will be available for streaming after they’ve been presented.
Here are IBAT’s Ed. @ Your Desk sessions scheduled for next week:
10 a.m., Tuesday, October 20
Estimating Loan and Lease Losses During an Economic Crisis
Jerry McMillon | CLA (CliftonLarsonAllen LLP)
McMillon will conduct a review of expectations used to estimate the allowance for loan and lease losses under GAAP during an economic crisis. He will discuss recent loan modification guidance, documenting qualitative and environmental factors and impaired loan identification. McMillon will also provide guidance and best practice recommendations for managing risk in consumer, real estate and commercial loan portfolios.
2 p.m., Tuesday, October 20
Making Your Bank More Profitable Through Culture
Brandon Kinsey | Kinsey Management LLC
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How can culture help your bank become more profitable? By decoding people and connecting them to your business. In this session, Kinsey will explore how top organizations use talent optimization to define core values, reward behavior, increase engagement, build trust, create meaningful action and communicate effectively. Leaders have the unique opportunity to shape, cement and leverage their company culture to create the greatest impact for their organization. He will share how culture drives business by defining not just who you are, but what you do.
10 a.m., Thursday, October 22
Seeing Across the Abyss: How to Get Your Bank to the Other Side
Peter Weinstock | Hunton Andrews Kurth
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In response to the pandemic, financial institutions should take steps to ensure that robust strategies are in place. Topics to be covered will include credit administration, risk mitigation, regulatory expectations, loan underwriting, portfolio management, Allowance for Loan and Lease Losses (ALLL) and critical elements of problem loan management. Weinstock will also reflect on capital, accounting, liquidity, stress testing, earnings, people and examination considerations that every bank must keep top-of-mind.