TEXAS BANKING NEWS, PEOPLE AND IDEAS
TEXAS BANKING NEWS, PEOPLE AND IDEAS
By Achim Griesel and Dr. Sean Payant, Haberfeld Banking, and specifically community banking, is essential to the overall health of our country. By design, it serves as the backbone for our financial system and communities, while playing a crucial role in helping individuals, businesses and governments thrive. In this highly competitive environment, community banks must … Read more
By Kyle Irwin, Christopher Williston VI The recent failures of Silicon Valley Bank and Signature Bank have raised important questions. The American public is rightly asking, “What happened to these banks?” “Why are we bailing out these banks’ depositors?” and, “Is my money safe?” Hidden in the debate and sensationalist reporting over the past two … Read more
By Sean C. Payant, Ph.D. Many bank executives spend considerable time thinking about strategies to improve overall profitability and create sustainable growth. According to what is conveyed in banking industry publications and gleaned at trade shows and conferences, the industry’s best practices generally focus on strategies to cut expenses—using technology, looking at staffing levels, increasing … Read more
On January 2, the Texas Bankers Hall of Fame announced its 2023 inductees who will be honored at the 10th Annual Texas Bankers Hall of Fame Gala, April 27 on the campus of Sam Houston State University in Huntsville. Five iconic bankers—Kenneth L. Burgess Jr., Ron Butler, James D. Goudge, J. Pat Parsons and the late … Read more
By ACHIM GRIESEL and DR. SEAN PAYANT Core deposits, especially low-cost core deposits, have long been the key driver for franchise value in the financial services industry. That said, with the start of the pandemic and the ensuing influx of cash from stimulus checks and increased personal saving rates, financial institutions saw so much excess … Read more
On July 12, Bankers Helping Bankers (BHB) announced the launch of the Bankers Helping Bankers Fund (BHB Fund), a fintech venture capital fund managed by Latitude38 Venture Partners. The fund will support community bankers’ engagement with emerging technology providers to meet the future needs of customers and navigate the rapidly changing landscape of financial technology. It’s … Read more
In the wake of the recent tragic events at the Robb Elementary School in Uvalde, bankers in the Lone Star State and across America are committed to supporting the families of victims, as well as impacted educators and first responders. The Texas Bankers Association and Independent Bankers Association of Texas have united to provide support … Read more
The Texas Bankers Hall of Fame will induct its 2022 honorees at the Ninth Annual Texas Bankers Hall of Fame Gala on April 28 on the campus of Sam Houston State University in Huntsville. Five iconic bankers—James D. “Jay” Dreibelbis, the late Robert Griffith “Bob” Greer, W. Wes Hoskins, Ben Morgan and R. Michael Rigby—will … Read more
By Achim Griesel and Sean Payant, Haberfeld Going back a couple of years prior to the pandemic, “digital” was the latest catchphrase in banking. Accelerated by the pandemic and beginning in March 2020, there has not been a single day when we haven’t had the opportunity to read even more about the digitization of the … Read more
BAILEY ALLEN, PhD Student, Rawls College of Business, Texas Tech University MIKE MAULDIN, Director of the Excellence in Banking Program, Texas Tech University DREW WINTERS, Pickering Chair in Finance, Texas Tech University The Dodd-Frank Wall Street Reform and Consumer Protection Act (hereafter, Dodd-Frank Act) was created—according to the first paragraph of the act itself: “To … Read more