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TEXAS BANKING NEWS, PEOPLE AND IDEAS

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TEXAS BANKING NEWS, PEOPLE AND IDEAS

Texas Bankers

R Bank Welcomes Ramirez as Chief Lending Officer, McDonald as Commercial Lender

August 1, 2024

Round Rock-based R Bank has tapped two Austin natives to join its team. Michael Ramirez has been hired as chief lending officer and executive vice president. In addition, the bank recently welcomed Cole McDonald to the team as senior vice president and commercial lender.

Michael RamirezPrior to joining R Bank in July, Ramirez was Austin market president for Henderson-based VeraBank. He launched his banking career in 2009 as a credit analyst at PlainsCapital Bank in Austin. He was with PlainsCapital Bank for more than 11 years, capping his tenure as senior vice president.

Ramirez earned his bachelor’s degree in finance from the University of Notre Dame. Active in his community, he serves as a member of the board of trustees for Breakthrough Central Texas. He was also involved in the “Man and Woman of the Year” campaign conducted by the Leukemia and Lymphoma Society, as well as Austin Sunshine Camps.

“Mike’s hiring will help R Bank lead relationship-focused banking,” says Todd Engemoen, president and CEO. “His success in recruiting, developing and leading banking teams in Central Texas will be invaluable to R Bank.”

Cole McDonaldPrior to joining R Bank, McDonald served on the commercial lending team at VeraBank for almost four years. Like Ramirez, he began his banking career as a credit analyst at PlainsCapital Bank in Austin, eventually serving as a commercial loan officer for the bank.

McDonald received his BBA degree in finance from the McCombs School of Business at the University of Texas. Active in his community, he is a member of the Trail Foundation. He is also a member of the Real Estate Council of Austin.

“As a native Austinite, Cole has quickly progressed in his career to be a preeminent banker in the Austin market,” Engemoen says. “He has a remarkable ability to build relationships with coworkers and customers that will greatly benefit our team at R Bank.”

Established in 2009, R Bank operates 10 branches in Central Texas, South Texas and Fort Worth.

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Previous Unlocking Growth: A Practical Guide to Leveraging Your Bank’s Data Next Southside Bank Celebrates Opening of Remodeled Location in Jasper

MORE BANKERS ON THE MOVE

Texas Banking Commissioner Cooper Re-elected Chair of the FFIEC State Liaison Committee  

Harmony Bank Names Witherspoon Executive Vice President and Chief Operating Officer

Alabama-based Regions Bank Appoints Clemmons Texas Consumer Banking Executive

PlainsCapital Bank Welcomes Vernetti to Wealth Management Team in Lubbock

Texas Bank and Trust Announces
Recent Officer Promotions

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Texas Bankers

R Bank Welcomes Ramirez as Chief Lending Officer, McDonald as Commercial Lender

August 1, 2024

Round Rock-based R Bank has tapped two Austin natives to join its team. Michael Ramirez has been hired as chief lending officer and executive vice president. In addition, the bank recently welcomed Cole McDonald to the team as senior vice president and commercial lender.

Michael RamirezPrior to joining R Bank in July, Ramirez was Austin market president for Henderson-based VeraBank. He launched his banking career in 2009 as a credit analyst at PlainsCapital Bank in Austin. He was with PlainsCapital Bank for more than 11 years, capping his tenure as senior vice president.

Ramirez earned his bachelor’s degree in finance from the University of Notre Dame. Active in his community, he serves as a member of the board of trustees for Breakthrough Central Texas. He was also involved in the “Man and Woman of the Year” campaign conducted by the Leukemia and Lymphoma Society, as well as Austin Sunshine Camps.

“Mike's hiring will help R Bank lead relationship-focused banking,” says Todd Engemoen, president and CEO. “His success in recruiting, developing and leading banking teams in Central Texas will be invaluable to R Bank.”

Cole McDonaldPrior to joining R Bank, McDonald served on the commercial lending team at VeraBank for almost four years. Like Ramirez, he began his banking career as a credit analyst at PlainsCapital Bank in Austin, eventually serving as a commercial loan officer for the bank.

McDonald received his BBA degree in finance from the McCombs School of Business at the University of Texas. Active in his community, he is a member of the Trail Foundation. He is also a member of the Real Estate Council of Austin.

“As a native Austinite, Cole has quickly progressed in his career to be a preeminent banker in the Austin market,” Engemoen says. “He has a remarkable ability to build relationships with coworkers and customers that will greatly benefit our team at R Bank.”

Established in 2009, R Bank operates 10 branches in Central Texas, South Texas and Fort Worth.

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MORE BANKERS ON THE MOVE

Jefferson Bank Hires Longoria, Payero and Allen; Promotes Scott

Dogwood Festival Names Citizens State Bank CEO ‘Mr. East Texas’

El Paso’s WestStar Bank Announces Four April Promotions

American National Bank & Trust Announces Executive Promotions and a Hiring

Three Jacksonville-based Austin Bank Employees Hired in April

TexasBank Welcomes Duncan as Executive Vice President and Chief Credit Officer

Texas Capital Announces Leadership Appointments

Osborn, WestStar Bank CEO, Named McMurry University’s 2026 Distinguished Alumnus

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Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Texas Bankers

R Bank Welcomes Ramirez as Chief Lending Officer, McDonald as Commercial Lender

August 1, 2024

Round Rock-based R Bank has tapped two Austin natives to join its team. Michael Ramirez has been hired as chief lending officer and executive vice president. In addition, the bank recently welcomed Cole McDonald to the team as senior vice president and commercial lender.

Michael RamirezPrior to joining R Bank in July, Ramirez was Austin market president for Henderson-based VeraBank. He launched his banking career in 2009 as a credit analyst at PlainsCapital Bank in Austin. He was with PlainsCapital Bank for more than 11 years, capping his tenure as senior vice president.

Ramirez earned his bachelor’s degree in finance from the University of Notre Dame. Active in his community, he serves as a member of the board of trustees for Breakthrough Central Texas. He was also involved in the “Man and Woman of the Year” campaign conducted by the Leukemia and Lymphoma Society, as well as Austin Sunshine Camps.

“Mike's hiring will help R Bank lead relationship-focused banking,” says Todd Engemoen, president and CEO. “His success in recruiting, developing and leading banking teams in Central Texas will be invaluable to R Bank.”

Cole McDonaldPrior to joining R Bank, McDonald served on the commercial lending team at VeraBank for almost four years. Like Ramirez, he began his banking career as a credit analyst at PlainsCapital Bank in Austin, eventually serving as a commercial loan officer for the bank.

McDonald received his BBA degree in finance from the McCombs School of Business at the University of Texas. Active in his community, he is a member of the Trail Foundation. He is also a member of the Real Estate Council of Austin.

“As a native Austinite, Cole has quickly progressed in his career to be a preeminent banker in the Austin market,” Engemoen says. “He has a remarkable ability to build relationships with coworkers and customers that will greatly benefit our team at R Bank.”

Established in 2009, R Bank operates 10 branches in Central Texas, South Texas and Fort Worth.

SHARE THIS NEWS:

Previous Unlocking Growth: A Practical Guide to Leveraging Your Bank’s Data Next Southside Bank Celebrates Opening of Remodeled Location in Jasper

MORE BANKERS ON THE MOVE

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Texas Banking Commissioner Cooper Re-elected Chair of the FFIEC State Liaison Committee  

Harmony Bank Names Witherspoon Executive Vice President and Chief Operating Officer

Alabama-based Regions Bank Appoints Clemmons Texas Consumer Banking Executive

PlainsCapital Bank Welcomes Vernetti to Wealth Management Team in Lubbock

Texas Bank and Trust Announces
Recent Officer Promotions

Jefferson Bank Hires Longoria, Payero and Allen; Promotes Scott

1 2 … 5 Next >

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

Search

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas