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TEXAS BANKING NEWS, PEOPLE AND IDEAS

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TEXAS BANKING NEWS, PEOPLE AND IDEAS

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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Previous PlainsCapital Bank Taps Erts for Wealth Administration, Diaz for Commercial Lending Next Former Texas Parks and Wildlife Executive Director Joins Jefferson Bank Board

MORE BANKERS ON THE MOVE

Texas Gulf Bank Promotes Cash to Chief Credit Officer

WestStar Names Dorado Chief Accounting Officer

Texas Capital Appoints Jamous as Chief Digital and Information Officer

Susser Bank Appoints Stasio as Senior Vice President and Co-Market Executive for Houston

NBT Financial Bank Strengthens Leadership and Regional Expertise with Key Appointments

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to contact the editorial department.

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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MORE BANKERS ON THE MOVE

Texas Bank and Trust Promotes Hansen to Regional President, Welcomes Monsivais and Skinner

CNB&TT Announces Retirement of President Stites and Appointment of Hitt as CEO and President

American National Bank of Texas Welcomes Volaski to Lead Mortgage Lending

SouthWest Bank’s Hawkins Retires After 38 Years of Service

Vantage Bank Taps Martinez to Lead Brownsville Market

Harraman Joins Gulf Capital Bank as Senior Vice President/Business Banking Director

Governor Abbott Appoints The First State Bank’s Jenkins to Finance Commission of Texas

Security National Bank Promotes Smith to Lead Commercial Lending, Hires Hunt to Head SBA Lending Team

< Previous Page1 Page2 Page3 … Page5 Next >

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

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About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Texas Bankers

Citizens National Bank Announces Promotions of Locke and Cardenas

April 12, 2023

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

SHARE THIS NEWS:

Previous PlainsCapital Bank Taps Erts for Wealth Administration, Diaz for Commercial Lending Next Former Texas Parks and Wildlife Executive Director Joins Jefferson Bank Board

MORE BANKERS ON THE MOVE

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Texas Gulf Bank Promotes Cash to Chief Credit Officer

WestStar Names Dorado Chief Accounting Officer

Texas Capital Appoints Jamous as Chief Digital and Information Officer

Susser Bank Appoints Stasio as Senior Vice President and Co-Market Executive for Houston

NBT Financial Bank Strengthens Leadership and Regional Expertise with Key Appointments

Texas Bank and Trust Promotes Hansen to Regional President, Welcomes Monsivais and Skinner

1 2 … 5 Next >

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

Search

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

Subscribe to Bankers Digest

Bankers Digest’s e-newsletter is distributed three times a month. Sign up today to stay in the loop—it’s free!

About

Bankers Digest is your source for Texas banking news and information, including bankers on the move,  bank developments across the state, industry updates, regulations and job opportunities. Click here to send us your bank’s news or to contact the editorial department.

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas

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© 2026 BANKERS DIGEST—PUBLISHED BY IBAT MARKETING INC.

a SUBSIDIARY of the Independent Bankers Association of Texas