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Citizens National Bank Announces Promotions of Locke and Cardenas

Calvin Fryar, chairman of the board of directors of Brownwood-based Citizens National Bank, announced two promotions in March.

Will LockeWill Locke has been promoted to assistant vice president, IT officer and IT security officer. While a student, he joined Citizens National Bank in 2014 as a part-time proof operator and in 2017 was promoted to IT security officer. Locke is a graduate of Howard Payne University with a BS degree in computer information systems. He is a member of the Young Professionals of Brown County and teaches jiujitsu.

Gabriel Cardenas (no photograph available) has been promoted to assistant vice president and controller. He joined Citizens National Bank as a teller in 2017, was promoted to note teller and then assistant controller prior to assuming his current role. Cardenas is a 2017 graduate of Howard Payne University with a BSBA degree.

Established in 1934, Citizens National Bank’s roots go back to the late 1800s and the mercantile store Coggin Brothers and Ford, which evolved over the years into Citizens National Bank. The bank operates two branches in Brownwood.

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